Contractors Insurance in Homewood, AL

We understand the challenges contractors, builders and construction business owners face in Homewood, AL. Our team is dedicated to helping you secure well-rounded construction insurance policies tailored to your needs.

What Does Construction Insurance Cover?

Depending on your operations, a complete program may include:

man in orange and black vest wearing white helmet holding yellow and black power tool

Builders risk insurance: This can cover structures under construction against damage from fire, theft, vandalism and weather events.
General liability insurance: This may cover third-party bodily injury and property damage claims arising from your operations.
Workers’ compensation insurance: This can pay for medical expenses and lost wages when an employee is injured on the job.
Commercial auto insurance: This can cover vehicles used for work, such as hauling materials, tools or crews between job sites.
Inland marine insurance: This may cover tools, equipment, and materials while in transit or temporarily stored off-site.

Coverage details may vary by policy, so reviewing the specific terms with your agent before a project begins is important.

Who Needs Construction Insurance Policies?

If you pull permits, manage subcontractors, or set foot on a job site, your team will likely need certain insurance policies. General contractors, homebuilders, electricians, plumbers, roofers, and landscapers all face exposures that standard business policies may not fully address. Subcontractors may be required to carry their own coverage before a general contractor will bring them on a project.

Why Choose Servi-Express?

We take the time to understand your business, assess your risks, and recommend policies that fit your specific needs. With our local knowledge and commitment to service, we can help you navigate local insurance requirements.