August 19, 2025
AgencyHow Does Having the Latest Safety Features on Your Car Impact Your Insurance Rates?
Insurance companies assess risk based on various factors, including the likelihood of a claim being filed. Vehicles with advanced safety features may be viewed as less likely to be involved in specific incidents. For example, cars with blind spot monitoring or rear cross-traffic alerts may help drivers avoid collisions during lane changes or backing out […]
July 10, 2025
AgencyHow to File an Auto Insurance Claim: Tips for a Smooth Process
Understanding the auto insurance claim process can make the aftermath of an accident more manageable. offers valuable support that can make the process smoother and less overwhelming. When Should I File an Auto Insurance Claim? You should consider filing a claim after any accident involving injury, significant vehicle damage or damage to someone else’s property. […]
June 23, 2025
AgencyBest Car Insurance for Electric Vehicles (EVs)
As electric vehicles (EVs) become more common on the road, many drivers are discovering that insuring an EV can differ from insuring a traditional gasoline-powered car. While the core coverage types remain the same—liability, collision, and comprehensive—there are a few unique considerations that may influence your policy and premium. Why EV Insurance May Differ EVs […]
May 20, 2025
AgencyHow Do I Protect My Tools and Equipment?
As a specialty contractor, your tools and equipment are essential to your business. Protecting them from theft, damage and loss is crucial to maintaining productivity and profitability. Here are some practical tips and insurance advice to help safeguard your valuable assets. Practical Tips for Protecting Tools and Equipment Consider using the following tips to protect […]
April 28, 2025
AgencyHow Technology Advancements in Cars Is Impacting Insurance Costs
The automotive industry has seen remarkable technological advancements in recent years, transforming the driving experience and influencing various aspects of vehicle ownership. Enhanced Safety Features Modern vehicles are equipped with a range of advanced safety features designed to reduce the risk of accidents and improve overall road safety. Technologies such as automatic braking, lane-keeping assist, […]
March 21, 2025
AgencyCommercial Property-related Risks Your Small Business Faces
Small business owners in and throughout face numerous commercial property-related risks that can impact operations, finances, and long-term viability. Understanding these risks is the first step toward financially protecting your business investment. Weather-related Risks businesses face significant weather challenges throughout the year. Severe thunderstorms, tornadoes and occasional hurricanes can cause substantial damage to commercial properties. […]
October 25, 2024
Servi ExpressWhen Do My Kids Need Their Own Car Insurance Policy?
As your children grow older and start driving, one important consideration is their car insurance. The age and driving experience of your child play significant roles in deciding whether they need their own car insurance policy. Teen drivers can typically be added to your existing policy. This is often more cost-effective than having a separate […]
September 27, 2024
AgencyHow to Get the Right Business Insurance with Your Budget
Navigating the complexities of business insurance can be daunting, but it’s essential for safeguarding your enterprise against unexpected financial risks. Whether you’re running a small startup or an established company, finding the right balance between adequate coverage and budget constraints is crucial. How Much Business Insurance Do I Need? The following guide can help you […]
June 27, 2024
Servi ExpressWill My Credit History Affect My Alabama Insurance Rates?
In Alabama, your credit history can influence how much you pay for insurance premiums. However, many other factors also affect your auto and home insurance rates. Contact in Homewood, Alabama, to explore your insurance options and get personalized insurance quotes. Why Does Credit History Matter to Insurers? Insurers use credit history information as a predictive […]
March 21, 2024
Servi ExpressWhat Is Uninsured Motorist Coverage?
Uninsured motorist coverage is a crucial component of auto insurance that may help protect you financially if you’re involved in an accident with a driver who lacks adequate insurance. This coverage is particularly significant given the number of uninsured drivers on roads. Understanding Uninsured Motorist Coverage This type of coverage is designed to step in […]